Is an overseas no-claims-bonus transferable to the UK?

Will Thomas, head of car insurance at Confused.com answers our latest customer motor question.

Question: Is an overseas No Claim Bonus (Australia) valid with any UK insurance companies?

Answer: Most UK insurers do not allow any NCB accrued with an overseas insurer to be transferred to a British car insurance policy. Reasons for this include; different driving laws that operate in other countries and the administration involved with such a transfer. However, it could be worth asking anyway.

After you have received quotes for motor insurance and select the company you wish to insure with, I would suggest calling the insurer and stating your case as it could come down to the insurer’s discretion.

You may want to have the details of your overseas insurer handy (contact details, policy number, etc.) and ask the UK insurer to contact your overseas insurer direct to confirm your insurance and driving history. Hopefully you can negotiate a discount.

If you want to find out more about your no claims bonus, our guide explains all. You can also find more answers to your no-claims-bonus questions here.

Comments

[Michael McCurdy]

That response is tosh ! Adrian Flux, YesInsurance and Churchill are 3 companies which will recognise overseas no claims bonus. The extract below is straight from Churchills website.

1. If my No Claims Discount (NCD) has been earned in another country, is it still acceptable?
The policy must have been issued by an insurer from an EU/EAA country (proof must be written in English). NCD earned in Australia, Barbados, British Virgin Islands, Canada, Faroe Islands, Gibraltar, Hong Kong, Isle Of Man, Japan, Jersey, Monaco, New Zealand, Republic of Korea, Singapore, South Africa, Switzerland, USA or Zimbabwe is also acceptable provided it is written in English and the NCD level is shown in years and not as a percentage.

[Bunny]

We've also had NCB recognised by Aviva, Aegeas and Admiral ;-)

[Telebay]

Esure accepts no claim from Australia. I just got one a week ago

[Lisa]

I just tried to sign up with esure but you need to have been resident in the UK for 3yrs or more :?

[Lucy]

I just tried to get insurance from esure using my australiain NCB and they said they don't accept it!

[Daniel]

I was just told by Admiral that they can't accept Australian NCB.

[Marta]

What if there was a break in your insurance before coming to the UK? Which companies will still accept your NCB??

[Bartek]

Elephant accepts EU earned No Claim boWe can accept proof of No Claims Bonus

Will you accept No Claims Bonus proof from abroad?
"from any EU country so long as it is in writing and we can confirm the bonus with the insurer if necessary. The proof document must show your No Claims Bonus in years and not as a percentage. We can only accept No Claims Bonus from the EU"

[mis sold ppi claims]

Consumers should always get what they paid for. If everyone kept this in mind, there wouldn't be mis sold ppi claims.

[nudes]

kam naložiti denar altainvest

[freenudez]

rentno varcevanje kam vloziti denar

[timbackfromaus]

Re Michael McCurdy's post above - he's right. Churchill accept NCD from Aus(it's very silly of other insurers not to accept it - losing perfectly good customers!).